Every service runs inside the Covenant Desk platform and is integrated with the systems your bank already runs. We scope it with you in a personalised demo.
KYC, AML and monitoring for banks and other regulated lenders, with every check kept on the customer record.
Screen applicants, borrowers, directors and companies against PEP, sanctions and adverse-media data.
Keep every customer under watch after onboarding instead of screening once and forgetting.
Flag unusual repayment and account activity and work it through a case queue.
Company reports for due diligence on mainland Chinese businesses, guarantors and counterparties.
Run customer due diligence and enhanced due diligence with a recorded risk rating.
Confirm who is applying before a loan is booked.
Some compliance capabilities are delivered with a third-party technology provider.
The parts of the Covenant Desk platform that banks adopt first.
Score individual and SME applicants with reason codes your approvers can read.
Get application, approved-terms and repayment records ready for credit data reporting.
Move borrower, loan and repayment history out of your current system without retyping it.
A borrower app in your brand for the customers you already have.
An AI banking agent that reads, drafts, summarises and monitors, with your credit officers approving every decision.
Systems built around how your team already works, maintained by us.
Tell us how you lend and what your team spends its time on. We will show the services that fit, built to your own workflows.
Book a personalised demo