Every active loan, its schedule and its balance in one place
One search finds a borrower across every entity you run. Their loans, schedules, balances, payments and documents are on one page, and the portfolio view shows what needs attention first.
One borrower, one page
Current loans, past loans, the application file, documents, payments and notes sit together, so answering a borrower's question takes one person and one screen.
Loan management by the numbers
- 17,000+
- borrower records managed across corporate clients using the Covenant Desk platform
- 1
- search across every entity you run
- EN + 繁中
- statements and staff screens
- Every
- sensitive lookup recorded, with phone numbers masked
Schedules built from the loan itself
Each loan carries its own repayment schedule, with paid and upcoming instalments, the principal and interest balance, and the next due date, all from the terms that were approved.
- Instalments marked paid as repayments are posted
- Principal and interest balances
- Next due date on the borrower page
- Printable loan agreement and statements
Arrears ranked by what needs attention
The overdue ageing report groups loans in arrears by days past due, with the amount in each band, so collections starts with the loans that matter most.
- 1–30, 31–60, 61–90 and over 90 days
- Amount overdue and share of the book
- Each loan with its borrower and days late
- Excel export and print
Ask the book a question
Staff can ask the Copilot about a borrower or the whole book in plain language, answered from records they are allowed to see. A person checks the answer before acting on it.
- Plain-language questions about a borrower
- Answers from entity-scoped records
- Profile changes shown before and after, saved only when staff confirm
- Every question and answer logged
See it on your own loan book
We set up a personalised demo around your own products and workflows, then your team tries it before you decide.
Book a personalised demo