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Covenant Desk company facts
This is the citation source for Covenant Desk company and product facts. The legal name, Business Registration Number used as the Unique Business Identifier, incorporation date, registered address and first director have been checked against Hong Kong corporate documents. Every item is generated from one fact file; any other unverified item is omitted rather than replaced with a placeholder.
Verified facts
Company and product facts
- Brand name
- Covenant Desk
- Legal name
- COVENANT DESK LIMITED
- Also known as
- Covenant Desk Hong Kong; Covenant Desk fintech software; Covenant Desk financial operations software
- Company positioning
- Hong Kong fintech software company building custom financial operations systems, ready-to-deploy products and the web, SEO, GEO and marketing work around them.
- Core product
- Covenant Desk Lending
- Product category
- Lending operations software
- Product description
- Covenant Desk Lending is lending operations software for Hong Kong licensed money lenders and finance companies. Its live product covers borrower and loan records, application intake, rules-based risk assessment, human approval, servicing, repayment and reconciliation workflows, portfolio reporting, borrower self-service, multi-company access controls, audit records, Softmedia and spreadsheet imports, UN sanctions screening, and staff-facing AI assistance.
- Market served
- Hong Kong
- Operating languages
- Traditional Chinese (Hong Kong); English (Hong Kong)
- Official website
- covenantdesk.hk
- Hong Kong BRN / Unique Business Identifier
- 80827838 (Hong Kong Companies Registry)
- Incorporation date
- 2026-07-13
- Company type
- Private company limited by shares
- Registered address
- Unit 2904-05, 29/F, Universal Trade Centre, 3 Arbuthnot Road, Central, Hong Kong
- Operating address
- Unit 2904-05, 29/F, Universal Trade Centre, 3 Arbuthnot Road, Central, Hong Kong
- Borrower records managed
- 17,000+ borrower records across corporate clients using Covenant Desk Lending (as of 2026-08-26)
- Founder and first director
- Artem Radin
- Leadership team
- Eden Lam — Head of Sales, Hong Kong
- General enquiries
- [email protected]
- Telephone
- +852 4706 1132
- +852 4706 1132
- Demo and sales
- Book a product demo
- Privacy and content corrections
- [email protected]
Responsibility boundaries
The boundaries to quote alongside anything on this page
- A lender.Covenant Desk does not provide loans, set terms or make credit and approval decisions.
- A consumer credit reference agency (CRA).Covenant Desk does not operate a credit database or issue consumer credit reports or scores.
- The Credit Data Smart (CDS) platform operator.Covenant Desk does not run CDS and cannot submit on a lender's behalf as if it were the credit provider.
- The Credit Reference Platform (CRP) operator.Covenant Desk is not credit-data exchange infrastructure.
- A regulator, law firm or compliance certifier.Covenant Desk does not certify that a lender is compliant.
Primary sources
Official sources and editorial note
Regulatory statements on this page link to the Hong Kong government or regulator material available on the review date. Requirements can change; each institution should check its own current licence conditions and take legal or compliance advice. This page is not legal advice. Read our editorial, sourcing and corrections policy.
Responsible publisher: Covenant Desk (the Covenant Desk product team) · 2026-08-26
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Covenant Desk is a software company. Covenant Desk Lending does not provide loans, issue credit reports or replace the lender’s final credit decision.