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  <id>https://covenantdesk.hk/feed.xml</id>
  <title>Covenant Desk — product and research updates</title>
  <subtitle>Lending operations software for Hong Kong licensed money lenders and finance companies.</subtitle>
  <link rel="self" type="application/atom+xml" href="https://covenantdesk.hk/feed.xml" />
  <link rel="alternate" type="text/html" href="https://covenantdesk.hk/" />
  <updated>2026-08-21T00:00:00+08:00</updated>
  <author>
    <name>Covenant Desk</name>
    <email>hello@covenantdesk.hk</email>
    <uri>https://covenantdesk.hk/en-hk-about-covenant-desk.html</uri>
  </author>
  <rights>© 2026 Covenant Desk. Educational material, not legal advice.</rights>
  <entry>
    <id>https://covenantdesk.hk/#entity-authority-layer-2026-08-21</id>
    <title>Entity pages published: what Covenant Desk is, and what it is not</title>
    <link rel="alternate" type="text/html" href="https://covenantdesk.hk/en-hk-what-is-covenant-desk.html" />
    <published>2026-08-21T00:00:00+08:00</published>
    <updated>2026-08-21T00:00:00+08:00</updated>
    <category term="company" />
    <summary type="text">Five bilingual pages now set out the company, the product boundaries against a CRA, Credit Data Smart, the CRP, an LOS and an LMS, the citable company facts, the module-by-module product map, and a 39-term lending technology glossary. Company registration details are withheld until verified rather than published provisionally.</summary>
    <content type="xhtml" xml:lang="zh-HK"><div xmlns="http://www.w3.org/1999/xhtml"><p><strong>實體資料頁上線：Covenant Desk 是甚麼、不是甚麼</strong></p><p>五組雙語頁面現已上線：公司說明、與 CRA、信資通、信貸資料平台、LOS 及 LMS 的責任界線、可引用的公司資料、逐個模組的產品地圖，以及 39 個詞條的貸款科技詞彙表。公司註冊詳情在核實前不會公布，亦不會以暫定值代替。</p></div></content>
  </entry>
  <entry>
    <id>https://covenantdesk.hk/#cds-readiness-assessment-2026-08-19</id>
    <title>Credit Data Smart readiness assessment: 15-point bilingual self-assessment</title>
    <link rel="alternate" type="text/html" href="https://covenantdesk.hk/en-hk-credit-data-smart-readiness-assessment.html" />
    <published>2026-08-19T00:00:00+08:00</published>
    <updated>2026-08-19T00:00:00+08:00</updated>
    <category term="research" />
    <summary type="text">A free 15-question operating self-assessment scoring a lender's data, permission and workflow readiness, returning a band and five priority actions. It runs entirely in the browser and sends nothing. It is an operating self-assessment, not a compliance assessment.</summary>
    <content type="xhtml" xml:lang="zh-HK"><div xmlns="http://www.w3.org/1999/xhtml"><p><strong>信資通準備度評估：15 項雙語自評</strong></p><p>免費 15 條題目的營運自評，為貸款機構的資料、權限及流程準備度評分，並提供分級結果及五項優先行動。完全在瀏覽器內運行，不會傳送任何資料。屬營運自評，並非合規評估。</p></div></content>
  </entry>
  <entry>
    <id>https://covenantdesk.hk/#hong-kong-lending-guides-2026-08-11</id>
    <title>Five Hong Kong lending system guides, in Traditional Chinese and English</title>
    <link rel="alternate" type="text/html" href="https://covenantdesk.hk/resources-en-hk.html" />
    <published>2026-08-11T00:00:00+08:00</published>
    <updated>2026-08-19T00:00:00+08:00</updated>
    <category term="research" />
    <summary type="text">Guides covering credit reference systems, loan origination, loan management, licensed money lender software selection and Credit Data Smart readiness, each with a printable checklist and links to first-party Hong Kong government and regulator sources.</summary>
    <content type="xhtml" xml:lang="zh-HK"><div xmlns="http://www.w3.org/1999/xhtml"><p><strong>五份香港貸款系統指南（繁體中文及英文）</strong></p><p>涵蓋信貸資料系統、貸款發起、貸款管理、持牌放債人軟件選購及信資通準備的指南，每份均附可列印清單，並連結香港政府及監管機構的第一手資料。</p></div></content>
  </entry>
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